Welcome To The Joyce Team!

On this page, you will find everything you need to know about working at Joyce Manufacturing Co. and Joyce Factory Direct. At Joyce, we’re more than just a place of employment. Our goal is to provide you with the tools and resources to enrich your life in many ways. Your future begins here!

Employee Handbook

Benefits

MEDICAL

Benefit	Medical Mutual $5,000 HRA
Deductible (Single / Family)	$5,000 / $10,000
Coinsurance	0% after deductible
Out-of-Pocket Max (Single / Family)	$5,000 / $10,000
Office Visit (PCP / Specialist)	0% after deductible
Inpatient Hospital Services	0% after deductible
Outpatient Surgical Services	0% after deductible
Emergency Room Services	0% after deductible
Prescription Drugs (Retail)	0% after deductible
Prescription Drugs (Mail Order)	0% after deductible

What is the overall deductible?
$5,000/single,$10,000/family Network
$7,500/single,$15,000/family Non-Network

Are there services covered before you meet your deductible?
Yes. Certain preventive care and all services with copayments are covered and paid by the plan before you meet your deductible.

Are there other deductibles for specific services?
No

Your Medical Resources

DENTAL

The Preferred Dentist Program was designed to help you get the dental care you need and help lower your costs. You get benefits for a wide range of covered services — both in and out of the network. The goal is to deliver cost-effective protection for a healthier smile and a healthier you.

Coverage Type:	In-Network¹ % of Negotiated Fee²	Out-of-Network¹ % of R&C Fee⁴
Type A – Preventive	100%	100%
Type B – Basic Restorative	80%	80%
Type C – Major Restorative	50%	50%
Type D – Orthodontia	50%	50%
Deductible³ Individual Family	$50 $150	$50 $150
Annual Maximum Benefits Per Individual	$1500	$1500
Orthodontia Lifetime Maximum – Ortho applies to Child Only Child to age 19	$1500 per Person	$1500 per Person
Dependent Age:	Eligible for benefits until the day that he or she turns 26.

Your Dental Resources

VISION

With your Vision Preferred Provider Organization Plan, you can:

Go to any licensed vision specialist and receive coverage. Just remember your benefit dollars go further when you stay in network.
Choose from a large network of ophthalmologists, optometrists and opticians, from private practices to retailers like Costco® Optical, Walmart, Sam’s Club and Visionworks.

Type of Service	Frequency
Exam • Eye health exam, dilation, prescription and refraction for glasses: Covered in full after $15 copay. • Retinal imaging: Up to a $39 copay on routine retinal screening when performed by a private practice provider.	Once every 12 months
Frame • Allowance: $150 after $15 eyewear copay1. You will receive an additional 20% savings on the amount that you pay over your allowance.	Once every 12 months
Standard corrective lenses • Single vision, lined bifocal, lined trifocal, lenticular: Covered in full after $15 eyewear copay¹.	Once every 12 months
Standard lens enhancements² • Standard Polycarbonate (child up to age 18)3: Covered in full after $15 eyewear copay¹. • Progressive Standard, Progressive Premium/Custom, Standard Polycarbonate (adult)3, UV coating, Scratch-resistant coatings, Tints, Anti-reflective, Photochromic, Blue Light filtering, Digital Single Vision, Polarized, High Index (1.67 / 1.74): Your cost will be limited to a copay that MetLife has negotiated for you. These copays can be viewed after enrollment at www.metlife.com/mybenefits.	Once every 12 months

Your Vision Resources

RETIREMENT

As a participant in Joyce Companies retirement plan, you have access to Retirement Focus – a customer service center that allows you to mange your retirement plant account online or over the phone.

View the resource panel to understand the functionality and enhancements available to you with Retirement Focus, and more!